The demand for cross-border consumption and overseas subscription services is increasing, especially for users in mainland China. Subscribing to overseas services like ChatGPT Plus, Netflix, Amazon Prime, or spending on platforms like Apple Store and Paypal, virtual cards have become an indispensable tool. In 2025, the virtual card market underwent dramatic changes, with some well-known domestic virtual card platforms like WildCard and BinGoCard suspending services due to policy restrictions, catching many users off guard. What virtual cards are suitable for users in mainland China currently? The answer may be surprising—cryptocurrency virtual cards are becoming the mainstream choice, with PokePay undoubtedly being a leader in this field.
U Card Master recommends: PokePay, VCard, BinPay, WasabiCard, Crydit
Why Choose Cryptocurrency Virtual Cards?#
In July 2025, WildCard suspended recharge, withdrawal, new user registration, and even subscription consumption features to cooperate with relevant department investigations, rendering user balances unusable and the platform nearly defunct. Similarly, BinGoCard also suspended new user registration and recharge functions due to the shutdown of the cloud payment recharge channel, currently relying solely on balance consumption, with little hope for recovery. These events made users reliant on RMB recharge channels realize that the uncertainty of domestic payment channels could affect the use of virtual cards at any time.
Cryptocurrency virtual cards like PokePay, VCard, BinPay, WasabiCard, and Crydit provide more stable and secure solutions. They bypass the restrictions of domestic payment channels by recharging through cryptocurrencies (such as USDT, USDC, BTC, ETH), allowing for freer fund circulation and strong global usability. Let's focus on PokePay and how it has become the preferred choice for users in mainland China.
PokePay: A Flexible and Low-Cost Cryptocurrency Card Option#
PokePay is a licensed institution in Hong Kong, holding multiple financial licenses such as MSO and MSB, and issues VISA virtual and physical cards. Its flagship product, PokeCard, stands out with low fees, no cross-border transaction fees, and no small transaction fees, making it particularly suitable for users who need to make frequent cross-border purchases or small payments. For example, you can easily subscribe to ChatGPT Plus, Netflix, or spend on platforms like Amazon, Starbucks, Meituan, Didi, and even link it to Alipay, Paypal, Apple Store, covering various online and offline scenarios.
How to Use PokePay?#
The recharge method for PokePay is simple but requires an extra step: purchase USDT through a cryptocurrency exchange and then recharge it to your PokePay balance. Recommended exchanges include OKX, Binance, HTX, and Gate. The specific steps are very straightforward:
- Visit the USDT purchase entry and choose any exchange.
- Register and log in to your account, then select the amount of USDT to purchase as guided on the page.
- Use the withdrawal function to transfer USDT to your PokePay account balance.
- Once the recharge is complete, you can use PokeCard for consumption or transfers.
This cryptocurrency recharge method is not only secure but also effectively avoids regulatory risks associated with domestic payment channels, ensuring the stability and availability of your account.
Highlights of PokeCard#
- Low Cost: The virtual card activation fee is only $5, valid for 5 years, with no monthly fees or recharge fees. The physical card activation fee is $88, with free card replacement upon expiration, supporting offline POS swiping and ATM withdrawals.
- Same Card, Same Number: The virtual card and physical card share the same card number, making management convenient, with a limit of one card per person.
- Widely Applicable: Supports any online and offline consumption scenarios, easily handling both daily small purchases and large cross-border transfers.
- Crypto-Friendly: Supports recharge with mainstream cryptocurrencies like USDT, USDC, BTC, ETH, making it particularly suitable for users in the crypto space.
Other Cryptocurrency Virtual Card Options#
In addition to PokePay, U Card Master also recommends several other cryptocurrency virtual cards to meet different user needs:
- VCard: Backed by a publicly listed company in the US, low fees, supports linking to Alipay and WeChat, suitable for users primarily focused on online consumption, but with slightly weaker offline functionality compared to PokePay.
- Crydit: VISA/MasterCard, supports Paypal, Apple Pay, WeChat, etc., suitable for diverse needs from daily small purchases to large transactions.
- BinPay: Extremely low rates, no KYC verification required (identity information does not need strict verification), suitable for businesses or high-net-worth users.
- WasabiCard: High anonymity, no monthly management fees, supports large withdrawals, suitable for users who prioritize privacy and fund security.
Conclusion: PokePay is Your Best Choice#
For users in mainland China, the virtual card market in 2025 has shifted from RMB recharge to cryptocurrency recharge, and PokePay stands out as the most recommended choice due to its low cost, wide applicability, and high stability. Whether you want to subscribe to overseas services, make cross-border purchases, or need secure withdrawals, PokePay can meet your needs. Quickly purchase USDT through OKX, Binance, HTX, or Gate and experience the convenience and freedom of PokeCard!